Who We Insure

Insurance built for the way property managers actually operate.

Most generic real estate E&O policies leave property managers exposed. We write coverage that responds to the work you actually do — failure to maintain, habitability, rent collection disputes, and the rest of the PM book.

It is always a pleasure to work with PBI Group to obtain my real estate E&O insurance for my Texas agency. Mr. Paul Bondy is very knowledgeable about the products and our company, assists me every time I call, and prompt in handling any and all issues. He, along with PBI Group, makes my job much easier.

Renewing our real estate E&O Insurance was made very easy by Paul at PBI Group. He sent the renewal form and then a gentle reminder when he didn't have it back within a couple of weeks. He was available and answered my questions quickly. I will definitely go back to PBI Group when the time comes to renew our E&O

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insurance policy.

I really enjoyed working with Paul on this year’s real estate E&O insurance renewal. The most important result of the process was that Paul provided me with some real insight on real estate E&O coverage. I had been chasing lower premiums, being aggressive with agents on each renewal cycle.

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I thought I was doing a good job for our firm by saving money. I realize now that I was shortchanging our principal and our agents by not getting the most coverage for every premium dollar paid. Thanks Paul. We are in a much better place now

I had the pleasure of working with Paul Bondy and PBI Group over the past few years on the E&O Insurance for my offices as well as several other offices in the Colorado Keller Williams region. With the guidance of my legal counsel, sixteen market centers decided to aggregate their purchasing power.

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We secured and reviewed E&O quotes through five different E&O insurance companies, and ultimately selected PBI Group. We chose to work with Paul because of his extensive knowledge of the product, his availability, and his ability to save us money on our premiums. I should note that we also hired an E&O coverage attorney as a consultant to review all of our quotes, and PBI Group's policy was determined to be the most complete/comprehensive.

I have worked with Paul Bondy of PBI Group for many years when selecting E&O coverage for my Wisconsin brokerage and have always been treated fairly and respectfully. I was given many options for coverage at renewal time and was never pushed in one direction.

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When I had questions about various elements of coverage, they were answered in detail, and to my satisfaction. I had the feeling that my best interests were at the heart of the matter! Additionally, my calls and emails were always responded to lightening fast! I would welcome the opportunity to share my experience with anyone considering this company, and I recommend them to anyone who needs real estate E&O insuarnce without reservation.

Paul was super knowledgeable and was happy to explain everything I needed to know to make an informed decision regarding our real estate E&O insurance. He was patient and very quick to respond whenever I contacted him. Also, the policy wound up being less expensive with WAY better coverage than our next best quote!

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It was a no-brainer!

Coverage for Property Managers

Three lines of insurance for property management firms.

E&O is the policy most PM claims hit. Cyber and General Liability round out the protection your firm needs.

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Errors & Omissions

The flagship policy for PM firms — failure to maintain, habitability claims, rent collection disputes, eviction-related E&O, plus the agent-side activity your firm still does (listings, sales, leasing referrals). Tuned to PM exposures, not the generic agent book.

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Cyber Liability

Wire fraud is now the #1 cyber risk in real estate. PM firms handling tenant deposits, owner draws, and vendor payments have outsized exposure. Cyber covers the loss.

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General Liability

Standard BI/PD coverage for the office and any common-area activity tied to managed properties.

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Coverage Gaps That Cost PMs

3 Common Gaps in Property Management E&O.

Failure to maintain — bodily injury

Tenant trips on a stair tread the PM was notified about three months earlier. PM gets sued. Generic real estate E&O denies — failure to maintain isn't covered. PM-tuned E&O responds.

Habitability claim — mold

Tenant develops asthma after a slow leak. Owner blames the PM for missing the leak; tenant sues both. PM-specific endorsement covers defense and indemnity.

Rent collection / eviction

Tenant counter-sues during eviction citing wrongful eviction or harassment. PM E&O handles the defense costs even when the PM ultimately prevails.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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