WISCONSIN · PROPERTY MANAGEMENT

Property Management Insurance for Wisconsin firms.

Most generic real estate E&O leaves Wisconsin property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under Wisconsin Department of Safety and Professional Services.

I have worked with Paul Bondy of PBI Group for many years when selecting E&O coverage for my Wisconsin brokerage and have always been treated fairly and respectfully. I was given many options for coverage at renewal time and was never pushed in one direction.

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When I had questions about various elements of coverage, they were answered in detail, and to my satisfaction. I had the feeling that my best interests were at the heart of the matter! Additionally, my calls and emails were always responded to lightening fast! I would welcome the opportunity to share my experience with anyone considering this company, and I recommend them to anyone who needs real estate E&O insuarnce without reservation.

When we first launched our brokerage, a close personal friend who was the VP of an E&O Insurance brokerage became our go-to for insurance needs. He was trustworthy and provided excellent service for several years, until career opportunities led him to a different industry. After his departure, I felt somewhat adrift.

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Each year, I'd be bombarded with emails about our E&O renewal, each promising significantly lower rates and outstanding service. Sadly, none lived up to their promises. That changed when I was introduced to Paul Bondy at PBI Group. From our initial conversations, it was clear he was different. Paul didn’t just focus on selling insurance; he showed a genuine interest in our company and our specific needs for insurance coverage. He strikes me as someone who has built a successful business by prioritizing steady growth and customer satisfaction over quick sales. I can't say enough good things about Paul and his team at PBI Group. They are the best we've encountered in this industry segment. It’s reassuring to know they have our best interests at heart, a quality I value immensely.

As a multi-office operation, professional errors and omissions insurance is absolutely essential. Paul has worked tirelessly on our behalf to find the coverage that best suits our needs. I have confidently referred PBI Group to other brokers in Wisconsin.

We have worked with PBI Group for our real estate E&O Insurance needs for several years. Paul has a great understanding of the real estate industry and has always been able to put together a customized and comprehensive protection package. We consider them valuable business partners.

I worked with Paul Bondy at PBI Group, and he was very attentive to our timeline and needs of a real estate firm. He was available 100% of the time he was needed and went above and beyond to work with us on our real estate E&O insurance. Not just on what he was offering, but what others were as well.

The team at PBI Group are phenomenal to work with. They have provided us with excellent real estate E&O coverage and take a proactive, forward-thinking, approach to E&O & Cyber Liability insurance.

What makes PM E&O different in Wisconsin

Wisconsin property managers operate under Wisconsin Department of Safety and Professional Services rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories Wisconsin property managers actually face:

Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
Mismanaged trust accounts — regulator audit issues, commingling claims
Vendor selection — contractor negligence claims pulled into the PM's E&O
Owner disputes — disagreements over PM authority, fee structure, or reporting

Wisconsin regulator and PM-specific rules

Property managers in Wisconsin operate under Wisconsin Department of Safety and Professional Services. Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

Habitability / failure-to-maintain claims
Rent collection and eviction disputes
Trust account audit and regulatory defense
Vendor selection liability
Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. Wisconsin firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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