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PBI Group
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TEXAS · PROPERTY MANAGEMENT

Property Management Insurance for Texas firms.

Most generic real estate E&O leaves Texas property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under Texas Real Estate Commission (TREC).

We Love Our Clients

What our Texas PM clients are saying

Showing stories from TX

It is always a pleasure to work with PBI Group to obtain my real estate E&O insurance for my Texas agency. Mr. Paul Bondy is very knowledgeable about the products and our company, assists me every time I call, and prompt in handling any and all issues. He, along with PBI Group, makes my job much easier.

Belinda
Belinda
Century 21 Northside · TX

I've had E&O coverage for my multi-office Texas real estate company with the same insurance provider for the past 8 years. Insurance is one of those services you really don't shop around and compare as long as your premium stays about the same as the year before.

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I am glad I did because PBI Group saved me thousands of dollars with better coverage than I was getting from my previous insurance provider. And they do this with great personal service.

Craig
Craig
CENTURY 21 First Group · TX

Considering using PBI Group? As a client of Paul Bondy for several years, the first thing I would tell you is that Paul does what he says he will do. He has worked diligently to provide me with the kind of E&O that I want. He also takes the time to discuss what various policies provide, and to explain the clauses and

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what they mean to my company and my agents. I think his service goes above and beyond the service I have received from many of the other E&O providers I have used during my 34 year real estate career. I can enthusiastically recommend Paul Bondy

Jeannette
Jeannette
Coldwell Banker United Realty Professionals · TX

As Office Manager, it is my duty to sort out all things insurance for our Texas office. Paul Bondy with PBI Group is always available to answer my questions and review our E&O insurance coverage needs. He has even done so late on a Saturday evening.

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Working in Real Estate I appreciate that someone else is keeping the same hours I do. This year when our Cooperate offices rolled out another insurance partner we could go through I asked Paul about it. Paul gave me all the information he could find and then said, hey ask them to quote you a policy and then I will walk through it with you to make sure the coverage is what you need. I appreciate his integrity and the way he focuses on the needs of our office.

Jenny
Jenny
ERA Myers & Myers Realty · TX

Paul and his team at PBI Group have been so amazing to work with! Their response time, attention to detail, customer care, and fair pricing are why we choose to do business with the PBI Group for our E&O Insurance. I wish we had gotten into business with them sooner as we would have been saving money sooner.

Lindsay
Lindsay
Keller Williams Central · TX

As a Broker/Owner, it is important to protect our brokerage and my Agents with quality E&O Insurance that actually covers our brokerage if something were to happen. Paul Bondy has been instrumental in assessing our needs and tailoring E&O Insurance to protect our real estate business.

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I have used Paul since 2008 through owning 2 Real Estate Brokerages and his service and knowledge has been beyond compare. I am a firm believer in you get what you pay for and PBI Group has exceeded our expectations in every way. I highly recommend using Paul Bondy if you need insurance to protect your Brokerage.

Mark
Mark
Snipp Realty Group · TX

What makes PM E&O different in Texas

Texas property managers operate under Texas Real Estate Commission (TREC) rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories Texas property managers actually face:

  • Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
  • Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
  • Mismanaged trust accounts — regulator audit issues, commingling claims
  • Vendor selection — contractor negligence claims pulled into the PM's E&O
  • Owner disputes — disagreements over PM authority, fee structure, or reporting

Texas regulator and PM-specific rules

Property managers in Texas operate under Texas Real Estate Commission (TREC). Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

  • Habitability / failure-to-maintain claims
  • Rent collection and eviction disputes
  • Trust account audit and regulatory defense
  • Vendor selection liability
  • Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. Texas firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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