PENNSYLVANIA · PROPERTY MANAGEMENT

Property Management Insurance for Pennsylvania firms.

Most generic real estate E&O leaves Pennsylvania property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under Pennsylvania Real Estate Commission.

Paul was super knowledgeable and was happy to explain everything I needed to know to make an informed decision regarding our real estate E&O insurance. He was patient and very quick to respond whenever I contacted him. Also, the policy wound up being less expensive with WAY better coverage than our next best quote!

Read full story › Show less ›

It was a no-brainer!

Paul Bondy and PBI Group have been our go-to for real estate E&O coverage for many years. We always get the best coverage with fair premiums. On the rare times when we had a potential claim, they were there for us.

PBI Group, Paul Bondy and Rachael Bondy have helped Coldwell Banker Penn One Real estate with its Error and Omissions Insurance for many years. They provide excellent coverage at competitive rates and are responsive to our business needs. When we have had claims in the past, they are there to help us to through the

Read full story › Show less ›

claims process.2024 Update: PBI Group has been our Agent for E&O Insurance and Cyber Insurance for years. They provide us policies with top-quality coverage at fair prices. In the rare occasion when we do have a claim, PBI Group is there to help.

I am glad to recommend the PBI group. For years they have given me great advice on my real estate E&O insurance. They have been available for quick questions and they really understand my business.

Paul, Leighton, and Rachael were great to work with. Paul knows the real estate E&O insurance industry inside and out. I felt like Paul knows the industry from our perspective - which is what I need! The quote was quick and reasonable, the payment process was super easy.

It is with sincere pleasure that I am writing today about my experience with Paul Bondy and PBI Group. I have known and dealt with Paul for the last few years while he was with his previous company, and have always found him to be courteous and helpful.

Read full story › Show less ›

Even though I was very late in starting the process, Paul promptly got me approved for a quote through his new company. I entertained quotes from four different companies, including the company that I've been with for several years. Paul not only got back to me in record time, but also impressed me further with the lowest annual premium. As always, he was more than willing to offer suggestions and explanations of the benefits in a way that was easy for me to understand, and he helped to expedite my final decision.As you can imagine, my previous insurance company was not happy that I was leaving to sign on with PBI Group. I felt obligated to explain to them that the combination of knowledge, patience, and respect shown by Paul, along with the excellent, well priced insurance package that he put together was simply an offer I couldn't refuse! Thanks Paul!

What makes PM E&O different in Pennsylvania

Pennsylvania property managers operate under Pennsylvania Real Estate Commission rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories Pennsylvania property managers actually face:

Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
Mismanaged trust accounts — regulator audit issues, commingling claims
Vendor selection — contractor negligence claims pulled into the PM's E&O
Owner disputes — disagreements over PM authority, fee structure, or reporting

Pennsylvania regulator and PM-specific rules

Property managers in Pennsylvania operate under Pennsylvania Real Estate Commission. Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

Habitability / failure-to-maintain claims
Rent collection and eviction disputes
Trust account audit and regulatory defense
Vendor selection liability
Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. Pennsylvania firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

Leaving feedback? Hold Ctrl and right-click any element. On Mac: ⌘ + right-click.

View & manage all feedback →