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PBI Group
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NEW JERSEY · PROPERTY MANAGEMENT

Property Management Insurance for New Jersey firms.

Most generic real estate E&O leaves New Jersey property managers exposed. PBI Group writes a PM-specific endorsement that responds to failure-to-maintain, habitability, rent collection disputes, and mismanaged deposit claims under New Jersey Real Estate Commission.

We Love Our Clients

What our New Jersey PM clients are saying

Showing stories from NJ

Paul has been my insurance agent for well over 20 years. When he started his own company, PBI Group, I followed him and terminated coverage with the company he had worked for. It is not the insurance company, but rather the person who will be working for you. I put my trust in Paul 100% +.

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Over the years my company has had insurance claims and without a doubt, Paul was there working on my behalf every step of the way. I highly recommend PBI Group for your insurance needs. He is the best agent you can select.

George
George
ERA American Towne Realty · NJ

Wow! What a difference it makes to work with a company like PBI Group who focuses on Real Estate E&O insurance! Paul and Eric did an amazing job of getting our New Jersey Market Center much better coverage for over 50% less than our prior policy! I'm looking forward to a long successful partner with PBI Group!

Michael
Michael
Keller Williams Morristown · NJ

I was provided great service, consistent follow-up, and most importantly, financial savings with better coverage. If it were not for PBI Group, I would have remained with my old carrier, and been less than satisfied. This is a true testament to Paul and his company.

Paul
Paul
CENTURY 21 Premier Realty Inc · NJ

”Paul was extremely professional, and took the time to explain all aspects of the coverage. He wanted me to have the best coverage, even if it meant going with another agency. I recommended him to one of colleagues already.”

Anthony
Anthony
CENTURY 21 Town Country Realty · NJ

Paul has always been extremely proactive and responsive to all my questions and requests. Would highly recommend PBI Group!

Bonnie
Bonnie
ERA Byrne Realty · NJ

Our company started coverage with the PBI Group 3 years ago. Paul Bondi is our contact person. Paul took the time to listen to our needs and wants. He was thorough and explained in detail the coverage. He was always willing to answer our questions in a timely fashion.

Gary
Gary
Gloria Nilson & Co Real Estate · NJ

What makes PM E&O different in New Jersey

New Jersey property managers operate under New Jersey Real Estate Commission rules. Trust account compliance, habitability, and tenant disputes are the most-cited claim categories. Generic agent-side E&O policies aren't built for these — PM-specific endorsements vary widely between carriers.

PBI Group's PM endorsement responds to the five common claim categories New Jersey property managers actually face:

  • Failure to maintain — habitability complaints, repair tickets ignored, slip-and-fall on flagged hazards
  • Rent collection / eviction — wrongful eviction counterclaims, harassment allegations, security deposit disputes
  • Mismanaged trust accounts — regulator audit issues, commingling claims
  • Vendor selection — contractor negligence claims pulled into the PM's E&O
  • Owner disputes — disagreements over PM authority, fee structure, or reporting

New Jersey regulator and PM-specific rules

Property managers in New Jersey operate under New Jersey Real Estate Commission. Trust account compliance is typically the most-audited area; our policy form responds to defense costs and regulatory representation in those proceedings, including the deposition phase that pure agent E&O often excludes.

Coverage written for the PM book

Most generic real estate E&O policies are written for the agent-side activity (listings, sales, dual agency). Property management exposures don't fit that mold. PBI Group's PM endorsement extends the policy form to:

  • Habitability / failure-to-maintain claims
  • Rent collection and eviction disputes
  • Trust account audit and regulatory defense
  • Vendor selection liability
  • Owner/PM contract disputes

How PM premium scales by door count

PM premium typically scales with door count, not headcount. We segment by units under management and mix of single-family vs. multi-family. New Jersey firms operating between 100–500 doors fit the strongest premium tier under our program.

You'll be surprised how affordable the best can be.

Let PBI Group get you a quote — no fluff, no pressure, just a fair price for strong coverage.

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